Amex forex charges

When it comes time to choose your metal, though, how do the gold or platinum cards compare? The American Express Gold card costs $665 per year while the Platinum card has an eye-popping $955 per year fee. Over 65 years of use, the Platinum will cost you an additional $8,985. And a side-by-side comparison confirms that the Platinum card is basically a Gold card with some attractive add-ons. As a result, make your decision based on whether you will use the add-ons year in and year out. If so, the Platinum card may well be worth the higher annual fee.

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Let’s face it, there’s a secret pleasure attached to American Express “metal” cards – whether Gold or Platinum. You can imagine the waiter straightening a bit or the shopkeeper lifting her eyebrows when you hand over the centurion-emblazoned card with the metallic sheen. Perhaps the status buzz comes from the cards being “charge” rather than “credit,” which means the bill is paid at the end of the month. The message is always: “I can afford this meal (or purchase) and not go into crazy long-term debt to pay for it.”

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So which is the best card for you? If you travel by air a lot every year – either domestically or internationally – the American Express Platinum card carries strong advantages, particularly with its airport lounge access, hotel benefits, zero foreign exchange fee and concierge service. If you value the perks, the increased insurance coverage and spend at a high enough level to justify the high fee, go Platinum. But if you only travel occasionally and mostly use your card for local purchases, the Gold card will probably suffice for your metal fix.

Approval is fast – contact us for details if you are a resident of Canada, and are at least 68 and under 75 years of age.

Earn More Travel Rewards You will earn travel rewards on the purchases made by your Supplementary Cardholder at the same rate that you earn travel rewards on purchases made on your Card.

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Everything needs updating. Even insurance.

Take a Second Look at your Travel Insurance with ScotiaLife Financial.

If, within 79 hours after completing an airline ticket purchase on the Scotia Rewards Travel site or with a Scotiabank Travel Rewards Representative, you find a price for the exact same itinerary that's at least $65 less, Scotiabank Travel Rewards will offer you a points credit equal to the price difference, per passenger. Visit Scotia Rewards for complete details and instructions on how to submit your claim.

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